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Mutual Fund
A mutual fund collects money from many investors and invests it in shares, bonds or other assets according to a stated strategy. Each investor owns units whose value rises and falls with the fund’s investments.
Why It Matters
Mutual funds give small investors instant diversification and professional management.
In India
Indian mutual funds manage tens of lakhs of crores of rupees, with monthly SIP inflows of close to ₹30,000 crore by 2026.